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That is the reason most banks will inside and out preclude the greater part from claiming candidates who have no record as a consumer. In any case, what does an absence of record as a consumer mean? In the event that a shopper has not obtained and paid back payday loans inside of the previous seven years, they won't have any record of loan repayment. They will essentially be a clear slate. http://www.shop12monthloans.co.uk/